RETIREMENT PLANNING

Whether you are just beginning your career or are nearing the end of it, retirement planning is an important step through out it.  Below you'll find information on saving for your retirement as well as our Retiree Handbook that helps guide you through the final steps to prepare for retirement. 

Section 457 Deferred Compensation Program

This program allows employees to defer a portion of their salary for future supplemental retirement income at their expense through payroll deductions. The amount deferred reduces state/federal income taxes and earnings on these deferrals accumulate tax-free until withdrawn.

Enrollment is voluntary and you can enroll and/or change the amount you defer at any time throughout your employment by completing the provider's forms. There are two plans to choose from, Wisconsin Deferred Compensation (WDC) and Nationwide Retirement Solutions. Each plan has its own enrollment requirements and mutual funds to choose from.

Contact Information

Wisconsin Deferred Compensation (WDC)
WDC Customer Care Center: 877-457-9327
www.wdc457.org

Nationwide Retirement Solutions
Customer Service Representative: Kerryl Johnson
Email: Johnk46@nationwide.com
1-608-825-2516
www.nrsforu.com

Wisconsin Retirement System – State Pension Plan

The State's Department of Employee Trust Funds (ETF) administers the Wisconsin Retirement System (WRS). Eligible employees are automatically enrolled upon employment. Required contribution rates are set by the ETF, and employee contribution rates are taken pre-tax. An annual Employee Benefit Statement and the quarterly newsletter will be distributed to employees via interoffice mail.

Learn More About WRS

Whether you’re beginning your career or planning to retire, ETF offers webinars to help you make the most of your WRS benefit.  ETF offers both live, interactive webinars and recorded, on demand webinars.  To view the current topics, please visit ETF’s website at https://etf.wi.gov/webinar-catalog.

2025 ETF Required Contribution Rates

EMPLOYMENT

EMPLOYEE CONTRIBUTION

EMPLOYER CONTRIBUTION*

GENERAL EMPLOYEE

6.95%

6.95%

POLICE OFFICERS

6.95%

15.01%

FIRE FIGHTERS

6.95%

19.01%

 *The Employer contribution for protective employees includes the required contribution for duty disability. 

Contact Information

Department of Employee Trust Funds (ETF)
Phone: 877-533-5020
http://etf.wi.gov/ 

Retiree Handbook

The Retiree Handbook has been developed to assist employees in planning their retirement. The handbook outlines procedures, timelines, and resources to assist in making retirement as efficient and enjoyable as possible.

Retiree Handbook